my husband has better credit then I do. we are trying to find out if he can put a VA loan in just his name and me not have anything to do with it. and if we are seperated is it still the same
Archive for January, 2010
Resolved Question: Is it possible to get a First Time Home Buyers loan with bad credit? January 31st, 2010
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I never even thought about buying a house because I have bad credit. I am fixing it at the moment, but it’s taking time. My friends tell me I could get a loan for a house anyway. Is this true?
Open Question: I bought a home with a 203k loan, what would the "purchase price" be? January 31st, 2010
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I am filing my taxes, and for the first time home buyer credit it asks for the purchase price of the home. There is a sales price and then there are the total loan amount which includes all of our repairs used with our 203k loan. Looking on our county website they have the sales price (lowest amount) as the purchase price. Would I include that number or the total loan amount including the repairs with the 203k loan?
Thanks!
Open Question: Any Zero down home loan out there? January 31st, 2010
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Thinking about selling but I will walk away with practically nothing. Any zero down or 3% FHA left ?
Open Question: how to deal with a dad whose an asshole? January 31st, 2010
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my dad has hated me and my oldest sister since our youngest sister was born, now im 16 and having issues with my life and my oldest sister just entered college, shes doing wonderfully in school and often comes home (even though she has moved out) to help out but my dad does nothing but harass her about not being mature, he says that whatever she has planned is not important and he frequently tells her he will not help her pay for college (shes taken out 4 loans and needs only a little bit to help her make tuition, which he can afford) and whenever we say we cannot go out to parties our family holds which are just excuses to drink party he says frequently dont touch my tv or dont touch my computer, How should we deal with him hes impossible to live with
my mom does work alot , and my dad acts even worse to her so we dont drag her into fight our battles
Open Question: I bought my home last year. How can I use my home to pay off my credit card balances? January 31st, 2010
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I bought my home for 83000, if assessed today after my few updates and created curb appeal, it is probably worth 95-100K. After buying the home, my smaller student loan tripled, any 40K student loans will increase by $100/ month in July and my citi card (14K balance) for no apparent reason decided to raise my interest rate from 9.99 to 19.99%… NO REASON! I would like to get rid of Citi using my home… is this possible?
Open Question: Daddy left home when I was six. He’s finally contacted me after forty years.? January 31st, 2010
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He wants to borrow $8,000 to buy a motorcycle. Should I give him the money?
He says I won’t heal and be whole until I forgive him. He says if I loan him the money, it will show a good faith effort on my part to overcome the sadness of our past.
I am to blame for his leaving. I didn’t know it at the time, but evidently my constant need for attention drove him away.
I dunno. I’ve been thinking about something. I grew up in a home. Sure it was a hovel, but I had a roof over my head. On the other hand, Daddy says he was often homeless. I have a house that I just paid off. Would it even things out if I just turned the house over to Daddy?
Open Question: Would like to know when or if 100% / 110% home loans will come back?or if their are any still around? Thanks.? January 31st, 2010
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Open Question: I’ve been paying the mortgage on my mothers house, since she wasn’t able to work last year. Can I claim this? January 31st, 2010
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Can I claim this on my taxes, even though my name isn’t on the loan or title of the home?
Open Question: How come Obama lied about the TARP being successful when it actually is the opposite? January 31st, 2010
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When Congress enacted TARP, the hope was that injecting capital into hundreds of banks would spur lending and keep the economy from spiraling even deeper into recession.
But since then, lending to both consumers and businesses has continued to decline.
Earlier this month, the Treasury Department reported that the 22 banks that got the most aid from the government’s various bailout programs have cut their small business loan balances by $12.5 billion since April.
Barofsky, whose office has been closely tracking the evolution of TARP, also criticized the Obama administration’s Home Affordable Modification Program.
Even as Treasury allocated $35.5 billion towards that foreclosure-prevention program as of the end of last year, only 66,500 homeowners have received permanent modifications, with another 787,200 homeowners in trial modifications.
Still, there is no sign that the rate of foreclosures is slowing down anytime soon. Earlier this month, RealtyTrac, the online marketer of foreclosed homes, reported that foreclosure filings surged to a record 3 million in 2009, up 21% from 2008.
http://money.cnn.com/2010/01/31/news/companies/tarp_report/
Yet another of the long list of the dismal failures of the Obama Cabal.
Vote them OUT in November before they bankrupt our great country
