Mobile Home Loans

I need a loan desperately unfortunately. I have no food in my home, and my kids need to get fed, and i am 5 months pregnant. I need to get a loan quickly, without any hassle or the website sending me to other websites. PLEASE HELP. or can anybody who is financially set and is blessed enough to transfer money to my account??

I’ve been working so hard all throughout high school so that I would be able to get out of this state and attend college elsewhere. But now my mom is telling me that she doesn’t want me to go more than 6 hours away. She’s saying that she doesn’t want to have to “lug my stuff back and forth.” But it’s pretty obvious that she just doesn’t want me going too far away from home. Well, she has to let go at some point! I don’t want to go to college around here, and I need her to help sign a loan! What should I do?

How is Home Owners Loan Assosiation spending their share of the stimulus money loaned to the by the government?

I was just looking over my home loan and saw that my husband and I had the exact same credit score on all 3. I thought we had our own credit scores. I wanted to know if there is loan programs that put the credit scores together? Or is there something wrong?

My friend wants to buy a Casita travel trailer, and have it delivered. She refuses to rent one first. She will be taking out a home equity loan to buy it and has poor credit. This scares me to death. I’m wondering if physically she will be able to handle it alone. I’m looking for arguments against it, because I fear this dream will turn into a nightmare. If she had any emergency fund and could pay cash for it I would not argue with her.

There is too much nit-picking going on. I prefer to look at historical facts which can be verified.

BUSH-REPUBLICANS DESTROYED AMERICA, AND OBAMA IS DOING A GREAT JOB FIXING IT

Between Jan 20 2001-2009 under Republican’s leadership and policies of deregulation and a 15% tax rate for wealthy people:

Unemployment doubled from 4.2% to 8.2%
National debt doubled from 5.7 trillion to 10.6 trillion
Yearly budget went from a 236 billion surplus to a 1.2 TRILLION deficit (a 1.4 trillion drop)
Dow Jones plunged 25% from to 10,587 to 7949
Gasoline tripled from 1.44 to 4.11 per gallon on July 11, 2008
Losing 700,000 jobs monthly
Economy in total freefall

(Republicans try to confuse people by saying democrats took over in Jan 2007 and started the recession, but they can not name one thing democrats did to hurt the economy. All experts state the housing crisis started in 2006 and all subprime loans had already been made under a republican congress and president)

SOURCES:
BUSH DOUBLED UNEMPLOYMENT FROM 4.2% TO 8.2% —–(Feb 2001-2009)
(Source: US Dept of Labor – Bureau of Labor Statistics-)
(http://data.bls.gov/PDQ/servlet/SurveyOutputServlet?request_action=wh&graph_name=LN_cpsbref3)

BUSH DOUBLED OUR DEBT FROM 5.7 TRILLION TO 10.6 TRILLION
(Source: US Treasury Dept – Bureau of Public Debt – http://www.treasurydirect.gov/NP/BPDLogin?application=np)

BUSH TURNED A 236 BILLION BUDGET SURPLUS INTO A 1.2 TRILLION DEFICIT (A 1.4 TRILLION DROP)
(Source 1: CBO – Congressional Budget Office – Historical Budget data – Shows the 236 billion surplus in 2000)
(http://cbo.gov/ftpdocs/108xx/doc10871/historicaltables.pdf)

(Source 2: Congressional Budget Office – Annual budget and economic report and testimony before Congress on Jan 8, 2009) (Declares 1.2 trillion deficit for fiscal year 2009 —2 weeks before obama takes office)
(http://cbo.gov/ftpdocs/99xx/doc9958/01-08-Outlook_Testimony.pdf)

(Please note: The fiscal year 2009 started Oct 1, 2008 under president bush. At that time, the 2009 deficit was projected at 600 billion. Then the banking crisis occured in Oct 2008 and bush started a 700 billion TARP bailout program which was added to the 600 billion deficit which left obama with a 1.2 Trillion deficit the day he took office according to the CBO)

BUSH OVERSAW A DOW JONES THAT PLUNGED 25% OVER 8 YEARS
(Source: http://finance.yahoo.com/q/hp?s=^DJI)

GASOLINE TRIPLED UNDER BUSH ENERGY POLICY
(Source: US Dept of Energy- Energy Information Administration) (http://tonto.eia.doe.gov/dnav/pet/hist/LeafHandler.ashx?n=PET&s=MG_RT_US&f=W)

OBAMA IS DOING A GREAT JOB FIXING THE BUSH DEPRESSION

The dow jones rose 33% in his first year from 7949 to 10,600 on Jan 20, 2010
The job loss rate plunged 97% from 779,000 jobs lost in Jan 2009 to 20,000 jobs lost in Jan 2010
The GDP rate rose to 5.7% in 4th quarter of 2009 – the highest in 6 years
Existing home sales up 27% in 4th quarter of 2009
Jan 2010 Home construction up 2.8% (up 23% since april 09 low)
Jan 2010 Industrial production up 1%
Jan 2010 Retail sales up .5%

If so, please tell me how you did it. I built a home last year and applied for this credit. IRS denied it because there was no seller signature on the hud-1 settlement statment. I call our lender, the title agency, the mortage company and there in no seller signature. The settlement agent signed it and the lender signed it and i signed it. With an fha loan who was to sign as the seller?? The builder??? No one knows. I can’t be the only on out there with this problem. If there are any IRS agents reading this please, please let me know. I understand there was alot of fraud and they have to be very carefull, but I can show all kinds of other documentation of my purchase. No one at the IRS will listen to me. As soon as I try to explain my problem, they get rude and pretty much tell me “oh well” I am entitled to this money like every other 1st time homebuyer. Please let me know something.

I am 22-years old and I finished college a little less than a year (May 2009). I have had no luck landing a job in my field whatsoever. I moved back in with my parents about 5-months ago, and thankfully I don’t have a lot of living expenses. Once I moved home I picked up 2 jobs working in retail, and it kept me busy and gave me some income. Most of my friends are either getting married or getting dream jobs, and I just feel stuck. The town that I am living in has nothing even remotely close to my degree, it is a really small town, and anything pertaining to my degree international relations, is in a bigger city. I’ve been accepted into a good graduate program for the fall 2010, and I think it would open a lot of doors. It’s in a much bigger city with a lot more opportunities for my field. However, I have not received a scholarship and so I will have to take about 50K in loans, but of course I plan to work while attending. Is it worth it? At this point, I don’t see any other options if I want to get out in the world.

In 2002, why did Bush ask his fannie mae appointees to “make 440 BILLION in subprime loans to minorities”?

Here is the video…go to the 4 minute mark to hear him say it.
http://www.youtube.com/watch?v=kNqQx7sjoS8

Here is the offical white house text of that speech he gave in atlanta on june 17, 2002.
http://georgewbush-whitehouse.archives.gov/news/releases/2002/06/20020617-2.html

Here is the offical white house fact sheet:
http://georgewbush-whitehouse.archives.gov/news/releases/2002/06/20020617.html

Bush said “…That’s why I’ve challenged the industry leaders all across the country to get after it for this goal, to stay focused, to make sure that we achieve a more secure America, by achieving the goal of 5.5 million new minority home owners. I call it America’s home ownership challenge.

And let me talk about some of the progress which we have made to date, as an example for others to follow. First of all, government sponsored corporations that help create our mortgage system — I introduced two of the leaders here today — they call those people Fannie May and Freddie Mac, as well as the federal home loan banks, will increase their commitment to minority markets by more than $440 billion. (Applause.) I want to thank Leland and Franklin for that commitment. It’s a commitment that conforms to their charters, as well, and also conforms to their hearts.”

(Please note that bush appoints Leland and Franklin to their jobs at fannie mae and freddie mac so when he asks for 440 BILLION that is basically a presidential order)

Also note: The govt can not force a bank to make a bad loan. And surely, an ALL REPUBLICAN GOVT would not force a bank to make a bad loan. In 2002, republicans controlled both congress and the white house. You can’t blame this on democrats and barney frank.

In fact, bush’s top 2 banking appointees have stated that the CRA – community reinvestment act – has had absoutely nothing to do with the banking crisis.

Bush appointee Federal Reserve Chairman Ben Bernanke said “Experience runs counter to the charge that CRA was at the root of, or otherwise contributed in any substantive way to, the current mortgage difficulties.” In a November 25, 2008, letter, Federal Reserve chairman Ben Bernanke stated: “Our own experience with CRA over more than 30 years and recent analysis of available data, including data on subprime loan performance, runs counter to the charge that CRA was at the root of, or otherwise contributed in any substantive way to, the current mortgage difficulties.”