Hello everyone.
I am currently looking to buy my 1st home! 
I’m at the point where I have pre-qualified and am about to speak with a realtor in a couple days and look at houses.
Now I’ll have alot of questions for my realtor when I see her so I guess I’ll ask some now so I have some knowledge of some things.
I’m going to be using an FHA loan.
Is there any way of lowering the closing costs? Either by financing it into the mortgage or another way?
Also, if I already did my tax return this year will I be able to get the First Time Home Buyer Credit when everything is done and I move into my home? If so, what will I have to do to get it ASAP?
Thanks.
I’ll find a house before March.
You have to close by June 30th not April… you sign by April 30th, then the 2 months to close.
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